Solved!
Apparently I was on some strange $20/month membership that didn’t include downloads which…doesn’t exist!? Or no longer exists? I canceled it and resubbed to the “regular” (?) plan which is only $3 more than the mystery plan (?) I was on before and now everything seems fine.
The only reason I noticed was that there was something saying I was on a grandfathered plan but I’d only been able to sub again a couple months ago.
EDIT: Apparently I signed up for this but the new membership is just a couple bucks more? https://cgcookie.com/p/explorer-plan
